Uniform Mitigation Verification Inspection Form: Version Update

The Florida Office of Insurance Regulation (OIR) released its most recent draft of the Uniform Mitigation Verification Inspection Form (OIR-B1-1802).  

This updated version is enclosed for your review.

Although similar to its former version, this new draft states that mitigation inspections must be performed by a “qualified inspector.” It also includes a checklist for “Gable End Bracing” and “Wall Construction Type.”

The Uniform Mitigation Verification Inspection Form is intended to provide a means for verifying that policyholders may qualify for some type of wind mitigation credit on their property insurance.  The form provides a checklist of strengthening standards that homeowners may implement to safeguard their homes against high winds.  A homeowner is then qualified for lower property insurance premiums based on the expected damage mitigation effect of the installed strengthening standards.

Mitigation recommendations include storm-hardening of roofs, windows and other openings, as well as shutter installation.

Please do not hesitate to contact this office regarding this matter should you have any questions or comments.