Florida Office of Insurance Regulation Terminates Citizens Property Insurance 2007 Emergency Assessment

Mar 5, 2015

 

Insurers currently collecting a 2007 Emergency Assessment levied on assessable Florida policies to cover a deficit in Citizens Property Insurance Corporation’s High-Risk Account (now known as the “Coastal Account”) for the 2005 Plan Year must cease collection by July 1, 2015 on both new and renewal policies pursuant to an Order issued by Florida Insurance Commissioner Kevin McCarty today, March 5, 2015.

The Order is attached for review.

Termination of the 2007 Emergency Assessment, which was used for debt service following Florida’s devastating 2004-2005 hurricane seasons, was approved by Citizens Board of Governors at its September 24, 2014 meeting.

Initially the Emergency Assessment began at 1 percent in 2007 to pay off a 10-year, post-event bond with a total cost of $1.38 billion.

Following the eight named storms of the 2004-2005 hurricane seasons, Citizens faced a deficit of more than $1.7 billion. Florida lawmakers responded by appropriating funds to eliminate some of the shortfall, while establishing requirements for the repayment of post-event bonds.

In 2007, Citizens began collecting a 1.4 percent emergency assessment from all assessable Florida property insurance policyholders.  The assessment was reduced to 1 percent in 2011 in response to growth in the policyholder base from which it was collected.

 

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