Florida Office of Insurance Regulation Issues Consumer Advisory On 2016 Hurricane Claims
Feb 3, 2017
Florida NFIP Policyholders Have 60 More Days to File A Proof of Loss Associated with Hurricane Matthew Claims; Proof of Loss Extension Associated with Hurricane Hermine Claims Has Expired
The Florida Office of Insurance Regulation (“OIR”) advised today, February 3, 2017, that, at the request of Insurance Commissioner David Altmaier, the Federal Emergency Management Agency (“FEMA”) has granted another extension giving National Flood Insurance Program (“NFIP”) policyholders in Florida an additional 60 days to file a complete, signed, and sworn proof of loss in support of their insurance claim for flooding damages associated with Hurricane Matthew.
Typically, NFIP policyholders have 60 days to file a proof of loss with their insurance company following the initial date of loss. With this latest extension, Florida NFIP policyholders will have received a total of 180 days to file a proof of loss for damage caused by Hurricane Matthew.
On Tuesday, January 31, 2017, the proof of loss extension for claims associated with Hurricane Hermine officially expired. However, policyholders who experienced flood damage from this storm should continue working with their flood insurance company. As soon as possible, these policyholders should also take action to complete the proof of loss with all supporting documentation related to their flood claim and submit it to their flood insurance company.
For more information and resources about filing a flood insurance claim with the NFIP, visit www.floodsmart.gov or the OIR’s “Hurricane Season Resources” Web page.
A copy of the FEMA bulletin for this extension can be accessed here.
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